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  • Land Bank - Restoring Properties
  • Thanks For Making The Great New York State Fair Even Greater!
  • Alzheimer’s Association
  • 15 for CNY
  • Syracuse Financial Empowerment Center - One On One
  • 38th Annual Rev. Dr. Martin Luther King Ir. Celebration
  • Syracuse Stage - Espejos: Clean

Commercial Lending: It Takes Money to Make Money

Andrew James remembers 2005 as being the year everything started. He was working on getting his business degree, living with his mom in New York City, when her furnace broke down. After the contractor left a quote of $1,200 for what Andrew thought was a simple fix, he immediately made two decisions, “One, no one was going to take advantage of my Mom and two, there was money to be made in the heating and cooling business.”

Right after graduation, Andrew hired a handful of his classmates and never looked back. After more than a decade as a successful business owner in New York City and under the impression that he would like to see some snow and a change of scenery, Andrew moved to Syracuse and started Heat & Cool Solutions . He became a New York State-certified MWBE, bid on some larger, commercial jobs and quickly realized that he needed to grow his company and needed the capital to do it.

Andrew James’ first commercial loan from Home HeadQuarters allowed the business owner to go from two employees to six and helped position Heat & Cool Solutions solidly in the commercial field. He’s since secured another HHQ commercial loan and doesn’t discount taking advantage of a third somewhere down the line.

“Listen, you want to bring your business to the next level?” asks James. “It takes money to make money.”

Want to learn more about commercial financing? Visit our website HERE!

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